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Secure by Design

Bank-grade encryption, biometric login and 24/7 fraud monitoring on every account.

24/7 Client Support

A dedicated team — by phone, secure message or WhatsApp — whenever you need us.

Mobile-First Banking

Full account control, instant transfers and document signing from your iPhone or Android.

Globally Connected

Multi-currency accounts and international transfers across 46+ markets, settled the same day.

London · Est. Bunhill Row

Banking with the discretion of a private practice, delivered with the precision of a modern firm. *

VEA is built for clients who expect more than a high-street experience — and less than a private-bank pretence. We are sharp, swift and serious about your money.

Personal & Premier Banking Personal & Premier

Everyday banking, considered every day.

Current accounts · Savings · Cards · Mortgages
★★★★★ 4.8 · 12,400+ clients
Premier accounts from £0/month Explore Personal
Business & Corporate Banking Business & Corporate

For founders, families and finance directors.

Operating accounts · Lending · Treasury · International
★★★★★ 4.7 · 1,800+ businesses
Bespoke pricing — speak to an advisor By introduction Explore Business
Setting the standard for modern London banking
Our Philosophy

Setting the standard for modern London banking.

Behind every account at VEA is a relationship manager — not a chatbot. Behind every facility is a credit committee that meets weekly, not quarterly. And behind every login is the security architecture demanded by the institutions that bank with us.

The result is a bank that moves at the speed of your business, with the manners of a London merchant practice.

Read our story
Welcome offer

A complimentary wealth strategy review with every new Premier account.

A 60-minute session with a senior advisor — yours, with no obligation.

Open a Premier Account
Why VEA

Discretion. Expertise. Heritage.

Discretion

Discretion as standard

Your finances are nobody's business but yours. Our staff sign confidentiality agreements that exceed industry norms, and every channel is end-to-end encrypted.

How we protect you
Expertise

Expertise on call

Our leadership averages 22 years in UK and European banking. Your relationship manager is a credit-qualified advisor, not a sales representative.

Meet our team
Heritage

Heritage, modernised

We hold to the City of London's oldest principles — your word is your bond — and pair them with the digital infrastructure of a 2026 challenger bank.

Our heritage
Featured services

Built for every kind of balance sheet.

Savings

Reserve Account

A flexible savings account with tiered interest — open with as little as £1, hold up to £85,000 per eligible person.

Learn more
Cards

Premier Cards

VEA-branded Visa, Mastercard and AMEX cards — with contactless, virtual numbers and instant freeze controls.

View cards
Lending

Mortgages

Residential, buy-to-let and bridging finance — competitive rates with same-week decisions in principle.

Get a quote
Wealth

Investment Strategy

Discretionary and advisory portfolios — built around your goals, your timescale and your view of risk.

Speak to an advisor
Getting Started

As easy as one, two, three.

From application to first transaction in under a week — typically two business days for personal accounts.

01

Register Online

Complete our secure online application in around 12 minutes. Upload your ID and proof of address straight from your phone.

02

Speak to an Advisor

Your dedicated relationship manager will call you to verify your details, answer questions and finalise account opening.

03

Activate & Bank

Receive your credentials by secure link, log in to your dashboard, and start banking immediately. Your card arrives by recorded delivery.

Client voices

Over 14,000 clients trust VEA with their banking.

★★★★★
"The level of personal attention is what high-street banks promise but rarely deliver. With VEA it's simply standard."
— J. Morrison, London
★★★★★
"From application to a working business account in 48 hours. Our previous bank took six weeks for the same."
— S. Patel, Manchester
★★★★★
"A genuinely modern bank with old-school manners. They take the time to understand what we actually need."
— Aïcha B., Paris
VEA's London home, 3 Bunhill Row
3 Bunhill Row · London EC1Y

Anchored in the City. Open to the world.

From our home a few minutes from Moorgate, we serve clients in the United Kingdom, the European Union and selected international jurisdictions. Whatever currency you bank in, whatever time zone you trade from — VEA is built to keep up.

Our promise is simple: your money, your privacy, your priorities. No exceptions.

Visit Us in London
Ready to begin?

Your next account at VEA can be open by this time tomorrow.

Apply online in around 12 minutes — or speak to a member of our team first. Whatever you prefer.

Open an Account Speak to an Advisor